If you are working in Canada and earning a modest income, there’s good news. The Canada Workers Benefit (CWB) is a government support program that helps low- and middle-income workers by offering extra money through a refundable tax credit.
Starting November 16, 2025, eligible Canadians can claim up to $1,590. This benefit is managed by the Canada Revenue Agency (CRA) and is designed to make life easier for people who are working hard but still struggling to meet daily expenses.
Key Features of the 2025 Update
Here are the most important details of the 2025 Canada Workers Benefit:
- Maximum benefit amount increased to $1,590.
- The claim window opens on November 16, 2025.
- Payments are made through direct deposit for quick access.
- A Disability Supplement is available for those approved under the Disability Tax Credit.
- The benefit applies across all provinces and territories with slight regional differences.
Canada Workers Benefit 2025 – Key Details
| Item | Detail |
|---|---|
| Program Name | Canada Workers Benefit (CWB) |
| Maximum Payment | Up to $1,590 (basic benefit) |
| Claim Opening Date | November 16, 2025 |
| Administered By | Canada Revenue Agency (CRA) |
| Payment Type | Refundable tax credit via direct deposit |
| Disability Supplement | Available for eligible workers with Disability Tax Credit |
If you qualify, you can get up to $1,590, and if you have a valid disability certificate, you may receive an additional payment.
Who is Eligible?
To get the Canada Workers Benefit in 2025, you must meet certain conditions:
- Residency: You must be a resident of Canada for the entire year.
- Age: You must be at least 19 years old by December 31, 2025, unless you live with a spouse, partner, or dependent child.
- Income: You must have employment or self-employment income within the required limits.
- Students: You cannot be a full-time student for more than 13 weeks in the year, unless you have a dependent.
- Disability Supplement: You must have a valid Disability Tax Credit certificate to get the extra benefit.
Income Limits for 2025
| Household Type | Maximum Income Before Benefit Reduces |
|---|---|
| Single Individual | Up to about $36,749 |
| Families | Up to about $48,093 |
If your income is above these limits, your benefit amount will gradually decrease until it phases out completely.
How to Claim the Benefit
You do not need to apply separately for this program. Here’s what you must do:
- File your 2025 income tax return with the CRA.
- Complete Schedule 6 (Canada Workers Benefit) if you are filing on paper.
- Report the total benefit amount on line 45300 of your tax return.
- Ensure your direct deposit information is up to date to receive your payment faster.
- The CRA may also issue advance payments automatically if you qualify.
How the Benefit Helps Workers
The Canada Workers Benefit provides both financial relief and motivation for people to stay employed.
- It increases income support for low-wage earners.
- The automatic process through the tax return makes claiming easy.
- Direct deposits help people receive funds faster.
- The Disability Supplement supports workers with disabilities.
- It helps local economies by boosting spending power in communities.
The program not only provides extra cash but also recognizes the hard work of Canadians contributing to the economy.
The Canada Workers Benefit 2025 is an important opportunity for workers earning modest incomes. With the claim window opening on November 16, 2025, you can get up to $1,590 if you qualify. Make sure your tax return and banking details are correct to receive the payment quickly.
This program gives financial help, reduces pressure from rising living costs, and encourages people to keep working. Don’t miss your chance to claim this valuable benefit that rewards your effort and supports your family’s financial stability.
FAQs
Do I have to apply separately for the Canada Workers Benefit?
No, you don’t need a separate application. Just file your tax return and complete Schedule 6.
Can I get the benefit if I earn slightly above the income limit?
You may still receive a reduced amount. The benefit slowly decreases as income goes above the limit.
How do I get the Disability Supplement?
You must have a valid Disability Tax Credit certificate. If you include this in your tax return, the CRA will add the supplement automatically.
