Getting older often comes with extra expenses – from healthcare to utilities to everyday needs. That’s why the Canada Revenue Agency (CRA) has announced a **one-time payment of $2,400 for eligible seniors in November 2025, to give them a boost.
This article explains what this payment is, who can get it, when it will arrive, and how to make sure you’re ready.
Who Is Eligible for the November 2025 Payment?
To be eligible for this $2,400 direct deposit, seniors must satisfy these conditions:
- Be a Canadian resident for tax purposes.
- Be 65 years or older as of November 2025.
- Have filed their 2024 income tax return with CRA.
- Be a Canadian citizen or permanent resident.
- Already be receiving OAS and GIS — those people are automatically included.
No separate application is needed for many seniors; CRA uses existing records to send the payment.
How Much Will Seniors Receive?
The payment is a flat amount of $2,400, issued as a single payment. It is meant to help with common costs such as:
- Groceries and essential food items
- Healthcare and prescription costs
- Utility bills and household expenses
- Transportation and personal care needs
Because it is tax-free and a one-time payment, it will not reduce your monthly benefits like OAS or GIS.
Payment Schedule
Here is when the payment will arrive and how:
| Method | Timing |
|---|---|
| Direct deposit | Most seniors will see the payment by mid-November 2025. |
| Cheque by mail | If you are not set up for direct deposit, your payment may come 1–2 weeks later. |
To ensure timely receipt: check your banking info and personal details in CRA My Account before the date.
How This Payment Helps Seniors
With costs going up everywhere—groceries, energy bills, medications—this payment gives seniors a practical boost. Here are some benefits:
- Helps offset rising grocery and food costs
- Helps cover utility bills like electricity or heating
- Supports healthcare costs, including prescriptions
- Improves financial stability for seniors on fixed incomes
How to Check Your Payment Status
You can check if the payment is coming by logging into your CRA account:
- Sign in to CRA My Account.
- Go to Benefits and Credits.
- Select View payment dates and amounts.
- If you don’t receive it within 5 business days of the scheduled date, contact CRA for help.
Tips for Seniors to Ensure Timely Payment
Here are some good steps to take:
- Enroll in direct deposit if not already – payments arrive faster and more securely.
- File your 2024 tax return early to avoid delays.
- Confirm your personal information (address, banking details, benefit status) is up to date in CRA My Account.
- Check for provincial top-ups or supplements – some provinces may offer additional benefits aligned with this payment.
Key Takeaways
- Payment Amount: $2,400 (one-time)
- Payment Date: November 2025 (via direct deposit or cheque)
- Eligibility: Seniors 65+, Canadian residents, 2024 tax filed
- Purpose: Tax-free support to help with groceries, healthcare, utilities and household costs
This $2,400 direct deposit from CRA offers important financial relief for seniors ahead of the holiday season and beyond. Make sure your tax and banking information is correct now so you don’t miss out.
In short, the CRA’s one-time payment of $2,400 is a meaningful support measure for seniors who may be dealing with fixed incomes and rising costs.
By meeting the eligibility criteria, ensuring your tax filing and banking details are in order, and keeping an eye on your CRA account, you can smoothly receive the payment in November 2025.
This extra amount is meant to ease the burden of everyday expenses like groceries, utilities, healthcare and more. Don’t wait – check your information now and be ready for this financial boost.
FAQs
Do I need to apply for the $2,400 payment?
No, if you already receive OAS and GIS and have filed your 2024 tax return, the payment will be automatic.
Will this payment reduce my regular monthly benefits?
No. The payment is tax-free and is not counted against your monthly OAS, GIS or CPP benefits.
What if I don’t use direct deposit?
If you do not have direct deposit set up, you’ll receive a cheque by mail, which may arrive 1-2 weeks later than direct deposit.






