As November 2025 approaches, millions of Canadians can expect a new round of direct deposit payments from the Canada Revenue Agency (CRA).
These payments are meant to help citizens deal with higher living costs, support families, assist workers, and ensure low- and moderate-income people get regular financial relief. From seniors to parents and workers, here’s a simple guide to the six CRA payments scheduled for November 2025.
1. Canada Child Benefit (CCB)
The Canada Child Benefit helps families raising children under 18. The amount depends on the household income and the child’s age. Families with lower incomes receive more support.
- Payment Date: November 20, 2025
- Amount: Around $600 to $1,200 per child
- Eligibility: Parents or guardians with children under 18
Those caring for children with disabilities can get an additional monthly payment through the Child Disability Benefit.
2. Canada Pension Plan (CPP)
The Canada Pension Plan offers monthly income to retirees and disabled contributors who paid into the plan during their working years.
- Payment Date: November 26, 2025
- Amount: Around $848 on average, up to $1,433 maximum
- Eligibility: Canadians aged 60 or older who contributed to CPP
People may also get extra support through the Post-Retirement Benefit or Survivor’s Pension, depending on their situation.
3. Old Age Security (OAS)
The Old Age Security program provides monthly payments to seniors aged 65 and above. It’s based on residency history, not work contributions.
- Payment Date: November 26, 2025
- Amount: About $740.09 for ages 65–74 and up to $814.10 for 75+
- With GIS: Up to $1,647 per month for low-income seniors
OAS payments adjust quarterly to match inflation and help seniors manage rising expenses.
4. Canada Carbon Rebate (CCR)
The Canada Carbon Rebate, previously called the Climate Action Incentive Payment, helps offset energy and fuel costs. It’s paid quarterly and varies by province.
- Payment Date: November 15, 2025
- Amount: Between $184 and $254 for individuals, depending on the province
- Eligibility: Residents who filed their 2024 tax return
Families and households with children receive higher amounts under this rebate.
5. GST/HST Credit
The GST/HST Credit is a quarterly tax-free payment that helps low- and moderate-income Canadians recover some of the sales taxes they pay.
- Payment Date: November 4, 2025
- Amount: Up to $179 for individuals and $467 for families
- Eligibility: Based on 2024 tax return and income level
This credit is automatic; you only need to file your taxes to receive it.
6. Canada Workers Benefit (CWB)
The Canada Workers Benefit is a refundable tax credit designed to support low-income workers and their families.
- Payment Date: November 12, 2025
- Amount: Up to $1,518 for single individuals and $2,616 for families
- Eligibility: Working Canadians with low to moderate incomes
This benefit includes an advance option so recipients can receive half of it during the year.
CRA Payments for November 2025
| Program | Payment Date | Amount | Eligibility |
|---|---|---|---|
| GST/HST Credit | November 4, 2025 | Up to $467 | Low- and moderate-income households |
| Canada Workers Benefit | November 12, 2025 | Up to $2,616 | Working individuals or families |
| Canada Carbon Rebate | November 15, 2025 | $184–$254 | Residents in eligible provinces |
| Canada Child Benefit | November 20, 2025 | $600–$1,200 per child | Parents or guardians |
| Canada Pension Plan | November 26, 2025 | Up to $1,433 | Retirees or contributors aged 60+ |
| Old Age Security | November 26, 2025 | Up to $1,647 | Seniors aged 65+ |
How to Check Your CRA Payments
You can check your upcoming or past payments by logging in to your CRA account and looking under “Benefits and Credits.” Signing up for direct deposit ensures that your payments arrive faster and securely without postal delays.
November 2025 brings meaningful financial help to millions of Canadians. Whether you are a senior, a parent, or a worker, these six payments can ease the pressure of rising living costs.
Staying updated with CRA’s schedule, keeping your tax filings current, and using direct deposit are the best ways to ensure you receive your benefits on time.
FAQs
Do I have to apply for these CRA benefits?
No. Most CRA benefits are automatically calculated based on your tax return, so you only need to file your taxes every year.
Can I get more than one benefit at the same time?
Yes. If you qualify for multiple programs, such as the GST/HST Credit and CCB, you can receive both.
What if my bank or address changes?
You should update your information with the CRA immediately to avoid payment delays or missed deposits.
