The Canada Revenue Agency (CRA) has revamped its GST/HST Credit schedule for 2025, introducing new updates that will affect millions of low- and middle-income Canadians. Starting November 2025, eligible residents will receive up to $533 via direct deposit, based on household income and size.
The revised plan is part of CRA’s broader effort to ease the financial strain caused by inflation and rising living costs, while improving the efficiency and speed of benefit distribution.
Updated Rules for Canadian Residents
The restructured GST/HST Credit system focuses on delivering more accurate and timely support. For the 2025 benefit year, eligibility will rely on information from 2024 tax returns, ensuring that payments are income-tested and equitable.
CRA has streamlined its verification and deposit system to reduce waiting times, especially for first-time claimants. These quarterly payments directly support Canadians struggling with energy expenses, grocery costs, and other inflation-related challenges—offering critical relief as winter approaches.
CRA’s New Quarterly GST/HST Payment Schedule
The CRA has confirmed that GST/HST Credit payments will continue on a quarterly basis in 2025, with the first installment arriving on November 10, 2025.
| Category | Maximum Credit (2025) | Payment Mode | Next Deposit Date |
|---|---|---|---|
| Single Individual | $533 | Direct Deposit | November 10, 2025 |
| Married/Common-Law Couple | $700 | Direct Deposit | November 10, 2025 |
| Family with One Child | $733 | Bank Transfer | November 10, 2025 |
| Family with Two or More Children | $800+ | Bank Transfer | November 10, 2025 |
| Senior Recipients (60+) | $600 | Automatic Credit | November 10, 2025 |
Through the CRA’s “My Account” portal, recipients can now track their eligibility, payment status, and transaction history in real-time, ensuring greater transparency and accessibility.
Who Qualifies for the 2025 GST/HST Credit?
To be eligible for the 2025 GST/HST Credit, Canadians must file their 2024 income tax return and fall within the CRA’s income thresholds. Key eligibility factors include:
- Adjusted family net income
- Marital status
- Number of dependents
Even individuals with no reported income should file taxes to receive automatic consideration. Eligible applicants include Canadian citizens, permanent residents, temporary workers, and families receiving other federal benefits such as the Canada Child Benefit (CCB). No separate application is needed—the CRA automatically determines eligibility based on filed tax data.
Benefits of CRA Direct Deposit
The CRA’s direct deposit system remains the most secure and efficient method for delivering benefit payments. This modernized system reduces mailing errors and ensures recipients have instant access to their funds.
Beneficiaries are encouraged to update their banking information via the CRA My Account portal before November 2025 to avoid payment delays. This digital initiative aligns with the CRA’s broader modernization strategy, aimed at improving efficiency and preparing for future policy changes in 2026.
The CRA’s 2025 GST/HST Credit updates mark a more focused, data-driven approach to financial support in Canada. By improving accuracy, reducing delays, and expanding digital access, the CRA continues to help Canadians navigate economic uncertainty and rising living expenses. With faster deposits and transparent tracking tools, the program remains an essential component of Canada’s social safety net.
FAQs
How much can I receive from the GST/HST Credit in 2025?
Eligible individuals can receive up to $533, while families and seniors may qualify for higher amounts depending on income and dependents.
When will the next GST/HST Credit payment be made?
The next scheduled payment is on November 10, 2025, as part of the CRA’s quarterly deposit schedule.
Do I need to apply separately for the GST/HST Credit?
No, you don’t need to apply separately. The CRA automatically assesses eligibility based on your 2024 tax return.
